Liability insurance is one of the most important recommendations we can make to any business owner that we work with. We highly recommend that all business owners, regardless of how small or large the company is, be proactive in managing their risks. But no amount of focus on risk management can ever 100% eliminate the possibility that you or someone who works for you could cause an error that injures another person or property. That’s why you need liability insurance. It may not reduce the chance that you are sued in the event of an unpleasant incident, but it most certainly does impact how you and your company are affected by legal action. Depending on the degree of harm and the number of people injured and/or value of property damaged, a lawsuit could bankrupt your business. Even if your business is ultimately cleared of any wrongdoing, a determined plaintiff can keep you tied up in court proceedings for many years, requiring a significant financial investment to defend yourself. Having the appropriate liability insurance in Lexington MA could cover these costs and possibly protect your assets.
The more complicated consideration is what form of liability insurance makes sense for you and your company. For small businesses the most efficient and least expensive way to purchase liability insurance in Lexington MA is generally as part of the Businessowners Policy (BOP) which combines both your commercial property and liability insurance. For midsized to large businesses, a Commercial General Liability (CGL) policy may be the option that makes the most sense.
When you work with Marchionne, our business insurance specialists will evaluate your business from top to bottom, identifying all your assets and potential risks. This will help us identify the type of liability insurance plan that we recommend for your business. We will work hard to protect you and your business in Lexington MA, so you can focus on more important things like the continued success of your company.
company about your options for liability insurance in Lexington MA and contact us today to receive a free quote and consultation specific to your needs.
In addition to liability insurance, Marchionne also offers a wide range of business insurance solutions that help support and protect all types of businesses. Companies like yours, in Lexington MA and across Massachusetts, have come to trust our team of experts for coverages including Commercial Property, General Liability, Workers’ Compensation, Commercial Auto insurance and more. As your local independent insurance agency, we will help you plan for all potential business risks by first coming to understand you and your company’s needs; then we can better identify several different products and rates for business insurance in Lexington MA that will provide you with the adequate coverage.
As a family-run business that has worked closely with other business owners for four generations, we understand how important it is to you to keep growing your business and to ensure its success – not just for you, but also fo the benefit of loved ones, your employees, and your local community. You can count on our team at Marchionne to help you be successful by making sure you are well prepared for almost any situation with top quality, affordable business insurance in Lexington MA.
Learn more about our offerings for business insurance in Lexington MA and receive a free consultation and quote from our team of insurance professionals today!
For four generations, we have been serving the insurance needs of Lexington MA and the communities of Greater Boston. At Marchionne, we believe that clients have entrusted us with their business and personal insurance needs because they know every day we work hard on their behalf. The core principles of our company – service, trust and integrity – dictate how we treat each and every one of our clients, regardless of how long you have worked with us. We are truly focused on each client’s well-being above all else and that’s exactly why generations of families, from grandparents and parents to grandchildren and now great grandchildren all continue to come to us for their insurance needs. Our clients – business and personal – know that we have their back, so they can give their attention to their business, their family, and their life.
Contact us today to learn more about how our business insurance solutions can provide your company an unparalleled level of protection.
Marchionne Insurance is here to help. Contact one of our insurance experts today and receive a free, personalized quote for your personal & business insurance needs.