Liability insurance is one of the most important recommendations we can make to any business owner that we work with. We highly recommend that all business owners, regardless of how small or large the company is, be practical in managing their risks. But no amount of emphasis on risk management can ever fully eliminate the chance that you or someone who works for you could cause an error that injures another person or property. That’s why liability insurance is so important. It may not reduce the chance that you are sued in the event of an incident, but it most certainly does impact how you and your business are affected by a lawsuit. Depending on the number of people who are injured, the degree of harm, and/or value of property damaged, a lawsuit could bankrupt your business. Even if your company is ultimately cleared of any wrongdoing, a determined plaintiff can keep you involved in legal proceedings for many years, requiring a significant financial investment to defend yourself. Having adequate liability insurance in Somerville MA could cover these costs and possibly protect your business and your assets.
The more complex question is what type of liability insurance makes the most sense for you and your business. For smaller businesses the most effective and affordable way to purchase liability insurance in Somerville MA is generally as part of the Businessowners Policy (BOP) which combines your liability insurance and poperty coverage in one. For midsized to larger businesses, a Commercial General Liability (CGL) policy may be the most suitable option.
Our experienced team at Marchionne is closely analyze your business, identifying all your assets and potential risks. This will help us identify the type of liability insurance policy that we recommend for your business. Our team will work tirelessly to protect you and your business in Somerville MA, so you can focus on the more important things such as the continued success of your company.
Learn more about your options for liability insurance in Somerville MA and contact us today to receive a free consultation specific to your needs.
Beyond liability insurance, Marchionne also offers a wide range of business insurance solutions that help safeguard and protect all types of businesses. Companies like yours, in Somerville MA and across Massachusetts, have come to rely on our experienced team for coverages including Commercial Property, General Liability, Workers’ Compensation, Commercial Auto insurance and more. As your local team of independent insurance experts, we will help you plan for all potential business risks by first getting to know you and your company’s unique needs; then we can better identify several different products and rates for business insurance in Somerville MA that will provide you with the adequate level of coverage.
As a family-owned and operated business that has been working with other business owners for four generations, we know how important it is to you to keep growing your business and to ensure it continues to be successful – not just for you, but also fo the benefit of loved ones, your employees, and your local community. You can rely on our team at Marchionne to help you maintain your successful business by making sure you are prepared for almost any scenario with affordable, high-quality business insurance in Somerville MA.
Review all our offerings for business insurance in Somerville MA and receive a free consultation and quote from our team of insurance experts today!
For four generations, we have been serving the insurance needs of Somerville MA and the communities of Greater Boston. Every single day our clients entrust us with their business and personal insurance needs because every day we work exceptionally hard on their behalf. The core principles of our company – service, trust and integrity – dictate how we treat every single client, whether you are new to our agency or have been with us since your first car insurance policy. We are truly focused on each client’s well-being above everything else and that’s why generations of families, from grandparents and parents to grandkids and now great grandkids all continue to work with Marchionne for their personal and business insurance needs. Our clients – business and personal – know we will take care of them, so they can focus on their lives, families, and running their business.
Contact us today to learn more about how our business insurance offerings can offer your company an unparalleled level of protection.
Marchionne Insurance is here to help. Contact one of our insurance experts today and receive a free, personalized quote for your personal & business insurance needs.