Renters Insurance

Landlords insure the outside four walls of your home against damage from occurrences such as fire, storm damage, and vandalism. However, their insurance policy does not cover your belongings inside, which is why you should protect yourself. Marchionne Insurance offers renters insurance that protects you against accidents caused by other tenants, liability from lawsuits or medical bills if a guest is injured inside your rental property. We provide coverage to customers in Medford, Saugus and Woburn, along with the surrounding cities and towns of Cambridge, Somerville, Malden, Medford, Stoneham, Wakefield and throughout the North of Boston. The trusted team at Marchionne Insurance will safeguard you and your personal belonging, but we may also be able to save you money on your auto insurance. Many of our carriers provide discounts when you combine your auto insurance and your renters insurance in one policy.

Renters Insurance Benefits:

• If you combine your auto and your renters insurance, you could be eligible for a discount.
• Protection against a lawsuit if someone or their property is damaged while inside your apartment.
• Medical expenses may be covered in a policy, up to a limit, if a visitor is injured in your apartment.
• If your living expenses increase, because you must live elsewhere due to loss, some policies cover that increase, up to a limit.
• Many renters insurance policies cover your lost property even when you are traveling.
• If you are willing to pay a higher premium, you can buy additional protection, such as coverage for damaged wedding or engagement presents.
• Some insurance companies offer one policy that covers multiple people if you have a roommate.

 

If Lost or Stolen, Renters Insurance Can Cover:

• High-tech gadgets – LED HD TV, smart phone, tablet, laptop or XBOX
• Recreational toys – Mountain bike, snowboard, golf clubs, even Luggage
• Expensive clothes & jewelry – Pocketbooks, shoes, rings, watches & more